Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Fernando Suarez

Fernando Suarez

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

I began my career in loan origination in 2003 and have worked for national banks, local lenders and loan brokers. During my time at banks and local direct lenders I was able to help many in the community with financing the purchase of their first home or refinancing their current loan. However, I met with many good people who should have qualified for a home loan, but unfortunately, they did not fit the requirements of that specific bank or local lender. After doing some market research, I realized that by working with a reputable broker instead of working for a bank or direct lender, I could actually help more people and offer better rates because I was not limited to the products of only one bank or local lender.

I have always been a fan of clarity and disclosure and through my website SearchMyRate.com powered by Loan Factory it allows customers to get on demand quotes for their specific scenario without the need for any personal information. Unlike other banks, lender, brokers you will find I don't have anything to hide and I want you to be able to compare.  The addition of the $1,000 best price guarantee solidifies my commitment of earning each loan one at a time.  Just like you should shop around on your loan terms you will find I save you money because I also shop around for you on every mortgage.  I get to choose from a much larger pool of lenders that cater to the specific needs of each specific client. While I enjoyed my time at the banks, becoming a broker was the best thing I could have done.

NMLS#: 316259

License: AZ, CA, PA, TN, TX, VA

Spoken Language: English, Spanish

My reviews on Google

Fernando has been very helpful hes quick reliable and trustworthy i always come back for any questions or help i may need.
I worked with many lender partners in the past, and I have to say that Fernando is by far the best. He's honest, great communicator and excellent at his job . Whenever I i recommend him to my clients, he makes me look good. Every client raves about how great he was . So I'm truly blessed to be in business with him. 🙏
My overall experience working with Fernando was excellent. He guided both me and my father through the process of purchasing his home, and since we did not have a real estate agent, I was handling much of the responsibility with his help. Fernando’s knowledge and support made everything feel manageable and less stressful. His professionalism and expertise really stood out. He explained each step clearly, answered all our questions, and made sure we felt comfortable throughout. He was always available when we needed him, which gave us a lot of confidence to move forward. Fernando was very communicated and made sure we understood everything. Fernando kept both me and my dad updated on the process, so we always knew what to expect and what needed to be done next. What I appreciated most was the personalized service. He didn’t just provide general guidance, but he took the time to educated us and provide advice to our situation and ensured we felt supported the entire way (and we sure did). My father successfully purchased his home, and the whole experience was far less stressful thanks to Fernando’s help. I would 1000% recommend Fernando to anyone looking to buy a home. His knowledge, professionalism, and genuine care for his clients truly set him apart.

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2122+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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